Taking out a mortgage is often the single largest financial decision an Oregonian will make. An educated and well-informed mortgage lender can help a prospective homeowner find the best loan. The Department of Consumer and Business Services recently adopted rules and best practices guidelines to strengthen its regulation of the mortgage lending industry in response to consumer and industry concerns.

Letter to interested parties

State to strengthen regulation of mortgage lenders - news release
Mortgage Lending Rules - effective January 17, 2007
Regulatory Guidance on Nontraditional Mortgage Products

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